Tuesday, October 13, 2009

INSURE Inc. US Auto Insurance Companies

US Auto Insurance Companies
Insure Inc

| US Car Insurance agents |

Insure Inc

Insure.com, Inc is the group whose principal activity is to provide comprehensive consumer information service. The company is headquartered in Darien, Illinois. The group owns and operates insure.com the website

for online consumer insurance information service. The company’s common stock (Insure.com) is listed on NASDAQ as NSUR. This service helps consumers and business owners to get instant quotes form 30 life insurance companies and many other life, health, home and auto insurance products online. The website has other invaluable resources for the consumer such as access to other form of insurance of all types such as auto, home owners, renters insurance, long-term care, travel and health insurance personal finance and decision making tools etc. through many of their partners. The company gets its revenues form the commissions and fees paid by various partnering agencies and companies for generating the volume of traffic and insurance sales that it generates. The revenues include standard commissions, back end bonuses; volume based contingent bonus commissions from the participating insurance companies. Any insurance shopper can obtain a free instant auto insurance quote or any other insurance quote online instantly from the leading insurance companies. The website hosts hundreds of original articles on insurance topics as a way of providing valuable information to the consumers.

Insure.com was founded in the year 1984 and was known as Quotesmith Corporation. The company changed its name to Quotesmith.com, Inc in 1998. It changed the name again to Insure.com in the year 2006. In the US Insure.com provides customers various life insurance quotes online and also by mail or phone. Customers are provided to buy their insurance over phone or online from a company they choose.

Insure.com offers three ways to save on your insurance bills.

1. Insurance companies offer a variety of discounts based on many factors such as safe driver discounts to safety devices and more.

2. Higher deductibles can greatly reduce your premium rates. This is the amount you will pay even before the insurance company pays its part when there is a loss or damage resulting from an ‘

3. ‘Mulitline’ discount is applicable if you by all your policies from the same insurer.

The other ways to reduce your insurance bills is pay upfront the full amount for your insurance term. Some insurance companies offer special discounts for electronic fund transfer from your checking account.

The editor of Insure.com Amy Danise emphasizes the importance of insurance thus: "Insurance is essential for protecting your family from financial crisis in the event of a major accident or other disaster. And with all the discounts and other money-saving strategies available, you can make sure your insurance bills don't break the bank."

SAFECO Auto Insurance

US Auto Insurance Companies
Safeco Auto Insurance

| US Car Insurance agents |

Safeco Auto Insurance

The Safeco insurance is one of the leading insurance companies. It is very well known for its quick customer service. Safeco Auto Insurance Company’s mission is to make the experience of the processes of buying, selling and managing insurance easier. The aim is to quote and issue insurance policies within minutes. The company sells their products through a national network that consists of independent agents and brokers who are well versed in giving you the options and advice. The company also believes that diversity is the key to creating a dynamic work environment. Safeco helps you breeze through the claims process too. When you are involved in an accident you can trust them to be there to help you. Safeco is dedicated to providing fair, fast and friendly claim service. You will also get step by step guidance in going through the claims process.

The vision of insurance executive Hawthorne K Dent resulted in pioneering of a whole new approach to insurance. Dent started the General Insurance Company of America defying all convention. This Seattle based insurer after initial hiccups, started earning praise for the competitive prices it offered and the superb service.

In the year 1953, taking advantage of computer automation tools, the company started a new business named Selective Auto and Fire Insurance Company of America, in short Safeco.

By the late 1960s, Safeco ventured into life insurance business with the name Safeco Corporation, after its parent company.

In 1997 Safeco took over American States Financial Corporation to become a leading writer of insurance for the small and mid sized businesses.

Safeco had swiftly reached a $1 Billion loss in 2001, but in 2002 the company earned profits of $300 million plus.

In 2004, Safeco sold life and investment operations to focus on property and casualty insurance and surety fully.

By 2005 Safeco has reached a record annual net income of $880 million.

In 2007, Safeco reached its second best ever annual net income becoming an indispensable choice for the customers, shareholders and agents. This was achieved through innovative thinking and customer focus.

Safeco applies the philosophy of diversity with regard to customers. They design products that would really appeal to a broad spectrum of customers. That is the reason the company represents their products all over the country in many different languages and cultures to protect their lives and their possessions. The company supports inclusive causes throughout the communities they work in to promote diversity. Safeco welcomes employees from various backgrounds and perspectives. This step is to encourage new ideas in their business activities that give them the competitive edge to enter new markets. The company strives to create an inclusive work environment that is built around mutual respect, understanding and co-operation that bring out the best in them.

The Safeco Advantage
To purchase Safeco Auto Insurance online, you can receive a quote within 10 minutes. You can purchase the policy instantly. You an also talk to an agent of Safeco by clicking on the appropriate button on their site. Their representative will contact you within 2 days and will answer your questions about their auto insurance policies. Their web site has the contact information such as customer service phone numbers, emails and addresses of various offices.

ALL STATE Insurance Company

US Auto Insurance Companies
All State Insurance Company

| US Car Insurance agents |

All State Insurance Company

Allstate Insurance Company is one of the leading insurers in US urban areas and the country’s largest publicly held personal lines insurance company based in Northbrook, Illinois. Founded in 1930, as part of Sears, Roebuck & Co., the company grew to be a publicly traded company in the year 1993 which was the largest initial public offering in US history. Allstate became an independent company in 1995.

Allstate insurance was one of the first companies to bring out the sophisticated rate classification system offering cheaper rates to safe drivers. The company opened its first drive-in claim office in 1950 that revolutionized the handling of auto insurance claims. Allstate played a major role in the 60s in convincing the government to make seat belt use mandatory. Allstate was also instrumental in advocating the benefits of air bags and has been supporting auto and highway safety reforms and teen driver’s education. In the 1900s and 2000s the company continues to take a public stand in important public issues concerning the consumers. Allstate as an industry leader is now engaged in reinventing protection and retirement of consumers in safeguarding their protection towards a better tomorrow. Allstate’s leaders, employees and agencies take pride in their ability to serve as a consumer advocate for the American economy.
Today Allstate Insurance Company’s customer base exceeds 17 million. Allstate products and services can be accessed through their agents all over the country and through their website Allstate.com. The company is listed as ALL in New York Stock Exchange (NYSE).

Allstate Insurance Company provides life insurance and supplemental accidental and health insurance. Allstate Financial Group provides annuity, banking and retirement products both individuals and institutional customers. Their products are distributed through their agencies, independent brokers and financial institutions etc. Allstate has won several awards consistently for its employee volunteerism, diversity and philanthropic efforts. Allstate leads in valuing innovation from the employees.

Allstate Insurance Company is recognized for many reasons such as flexible work arrangements, promoting a balance in work and personal life, opportunities for education and career advancement, gender balance - 42 percent of their managers and officials are women, diversity balance – 20 percent of officials and managers are from minorities and many welfare initiatives. Allstate has education programs like on-site undergraduate, MBA or professional courses and ConSern Education Program. Their employees and their families have access to education loans. The company addresses the needs of the disabled with its Allstate Center for Assistive Technology (ACAT). Facilities like on-site dry cleaning, salon, catering and postal services and oil change are available to their employees. There is dependent care support with an on-site childcare center at their headquarters and other near site childcare centers and other discount programs. Allstate is also recognized as one of the best companies for working mothers.

Allstate is ranked A+ Superior by A.M Best, AA (Very Strong) by Standard & Poor’s and Aa3 (Excellent) by Moody’s. Allstate has won numerous awards. In 2007, Forbes Magazine has ranked it Number 5 in Property & casualty Industry.

STATE FARM Auto Insurance

US Auto Insurance Companies
State Farm Auto Insurance

| US Car Insurance agents |

State Farm Auto Insurance

State Farm has been engaged in the business of providing affordable automobile insurance since 1922. It is a group of companies providing insurance and financial services. State Farm has been the largest automobile insurance company in the US since 1942 continuously. The headquarters of State Farm Automobile Insurance Company is in Bloomington, Illinois. State Farm enjoys 31st rank in the Fortune 500 list of 2009 based on revenues. Fortune Global 500 names State Farm as the world’s largest mutual P & C (Property and Casualty Insurance) company. Toronto Star new paper announced that Mediacorp Canada Inc. has named State Farm Insurance Companies in Canada as one the Greater Toronto’s Top Employers. State Farm’s employee strength is 67,000 and 17,000 agents who service 77 million policy holders in the US and Canada. They also service over 1.9 million bank accounts. Farm Insuring e4xceeded 40 million in 2005.

State Farm Automobile Insurance Company is the parent company of many wholly owned subsidiary companies that provide property insurance and life insurance besides banking products and mutual funds. State Farm Investment Management Group acts as the investment advisor to the State Farm Associate and Retail Mutual Funds. It also serves as the transfer agent for these companies. State Farm VP Management Corp. is the broker and dealer for the above funds and State Farm Variable Products.

1922 – Founded by George J Mecherle a retired farmer. He believed that farmers should pay less insurance as they drove less. Farmers agreed with him and his company became an instant success. His company concentrated mainly on providing auto insurance to Illinois farmers. The mutual organization providing this service was owned by the customers. The company started providing various types of insurance to farmers including home owners insurance and life insurance.

State Farm Life Insurance Company was started in 1929.
State Farm Fire and Casualty Insurance Company was established in 1935 to offer property insurance for State Farm customers in the US and Canada.

In 1942 State Farm became the nation’s largest auto insurance firm and remains so ever since. Nearly one out of every five car is insured by State Farm Auto Insurance.

In the year 1961 State Farm Life and Accident Assurance Company was founded for meeting the special life insurance requirements in cities like New York, Connecticut and Wisconsin.

State Farm General Insurance Company started as an insurance affiliate in 1962. This company later evolved into the primary provider of State Farm Homeowners and property liability insurance in California State.

State Farm has been the largest insurer of homes from the year 1964.
The State Farm Mutual Automobile Company started its health insurance in the year 1965. Later Stat4e Farm Automobile Insurance Company became the parent company of many wholly owned subsidiaries providing various other kinds of insurance.

State Farm Indemnity Company started in 1991 and does business in the state of New Jersey. The company aimed at providing accurate pricing and risk assessment for their auto insurance offerings.

These companies have been marketing Variable Products to customers through State Farm VP Management Corporation from the year 1998. They provided home owners insurance, boat owners insurance and other commercial lines.

In 2006, State Farm Guaranty Insurance Company began its operations in the state of New Jersey.

State Farm Bank was established in 1998 with a focus on consumer oriented financial products. It is a nontraditional financial institution without branch offices. The bank provides assistance through phone call center, mail and on the internet.

ESURANCE Auto Insurance

US Auto Insurance Companies
Esurance Auto Insurance

| US Car Insurance agents |

Esurance Auto Insurance

Esurance Auto Insurance is one of the fastest growing insurance companies in the United States. The company offers a wide range of insurance products, and their auto insurance is currently available to almost 90 percent of the population of the US living in 30 states.

History of Esurance Auto Insurance
Esurance was launched in 1999 offering online auto insurance products in fours states of the US. Surviving the dot.com bust, the company was bought by White Mountains Insurance Group. Esurance auto Insurance is named among the top auto insurance companies providing consumers quality auto insurance coverage at affordable rates with the convenience of access to online services. Policy holders can manage their policies 24/7 online from the comfort their homes. They have branched out to many other online insurance products such as homeowners insurance, health insurance, life insurance and renters insurance. Other products include collector cars, motorcycles and also boats and snowmobiles are insured by Esurance today. They still keep growing with their focus on providing reliable coverage at affordable price.

Esurance Auto Insurance
The operations of Esurance insurance are technology intensive. The company is listed on the New York Stock Exchange (NYSE) as WTM (White Mountains Insurance Group Ltd.). Esurance is committed to excellence in insurance practices with rigorous financial discipline and pride in ownership. The company supports consumers and the environment and takes pride in doing so.

24/7 online customer service
Customers can call their customer service any time of the day on all days to get answers to their questions. Esurance considers it an important corporate responsibility to educate the consumers as the field of insurance is complex. Esurance runs a Learning Center online to offer answers to frequently asked questions, to explain glossary terms through the interactive about insurance coverage counselor and Esurance Insights. They make the important information on cars and drivers easy to understand.

Saving the environment
By providing online policy documents and interacting with policy holder online or by email, Esurance saves massive use of paper towards protecting the environment. Through their paperless customer service, Esurance has helped save more than 2748 trees since the year 2000.

Ratings and Recognition
· A.M. Best has rated Esurance ‘A’ (Excellent) based on its financial strength.

· Insurance Networking News has name Esurance among the top 20 innovators of year 2008. This award recognizes the business technology acumen in the insurance industry. The awardees were recognized for their innovations or projects using technology to drive business and technical impact successfully.

· Being a member of the EPA Green Power Leadership Club, Esurance has exceeded the goals by purchasing 100% green power.

· Esurance has also received several communicator awards.

· Esurance is the recipient of two Silver Halo Awards for Best Joint Message Promotion and Best Environmental/Wildlife Campaign.

· Esurance was named for the second time as the Official Honoree of the Webby Awards in 2008.

· In 2007 Esurance was honored by Human Rights Campaign for its commitment to achieve equality for gay, lesbian, bisexual and transgender workers. The award recognizes the non-discriminatory practices at the workplace and in dealing with the customers and world as a whole.

DODGE Auto Insurance

US Auto Insurance Companies
Dodge Auto Insurance

| US Car Insurance agents |

Dodge Auto Insurance

Insurance is your safety precaution against the unknown future. Dodge Insurance has a great range of options for the insurance coverage of your motor vehicle. You can pick that which suits your vehicle and driving conditions best.

When you opt for the Dodge car insurance, you would generally save a good amount. The highlights of the insurance plan at Dodge and the discounts are

· Safe driving features
· Safety features
· Multi vehicle insurance

Dodge insurance is available for any model of car manufactured in any year. The most appropreate Dodge vehicle insurance can be accessed via several websites. For instance, http://www.desperateseller.co.uk/make/dodge/dodgeinsurancemodels.html allows you to click on the Dodge model that you want covered from a list. This will help you access details of the best 10 car insurance companies in the United Kingdom.

Dodge Quotes: Search engines for Dodge insurance are available at several sites. For instance, the site http://www.carpages.co.uk/dodge/ presents you with a list of car insurers that include Dodge Car Insurance. You can also access information about the various covers ofered and avail the facility of quotes online.

Dodge quotes are easy to apply for. You just have to fill in the quote form to get the quote for your vehicle. Generally, the information that you will supply in the quote include your name, address, make of the car and when you bought it.

Dodge Insurance is taken care of by the Diamler Insurance Services UK Limited, registered in England. It is underwritten by the Norwich Insurance Company. Both the Diamler and Norwich Insurance companies are regulated and authorized by the Financial Services Authority.

The First Cover: As soon as a Dodge vehicle is purchased you are offered a week’s complimentary cover for your vehicle , be it new or second hand. To avail the first cover offer you can call 08450 604 0145. the lines are open Monday through Friday between 8.30am and 6pm. On Saturdays you can call between 9am and 2pm.

If your vehicle gets stolen: If your vehicle gets robbed or is not located after a period of timewhen it goes missing, the Dodge Finance Gap Insurance can help safeguard the problems in the settlement of you finances. The Gap plan can pay up to 10,000 pounds to cover the difference between the insurance settlement and the amount to clear the finance agreement. This would help relieve you of considerable outstanding liability.

Another offer by Dodge to help you tide over the crisis of a stolen car is the Dodge Invoice Gap Insurance. This coverage will give you the amount that is the difference between the what you receive after the insurance settlement and the invoice amount you paid for your car. The ceiling for this amount is 25,000 pounds.

MERCURY Auto Insurance

US Auto Insurance Companies
Mercury Auto Insurance

| US Car Insurance agents |

Mercury Auto Insurance

Mercury Auto insurance is the largest private passenger automobile insurer in California. It is the third largest private insurer in USA. Mercury Auto Insurance is the leading Auto insurance in the state of CA and it’s growing across the nation.Mercury also writes automobile insurance in other states such as Arizona, Florida, Georgia, Illinois, Michigan, Nevada, New Jersey, New York, Oklahoma, Pennsylvania, Texas and Virginia. In addition to automobile insurance, Mercury offers mechanical breakdown and the homeowner’s insurance. Since its formation in 1961, Mercury Auto Insurance has been providing auto insurance at the most affordable rates in the auto insurance market thanks to its accurate underwriting, strict cost control and efficient claims management

Why Mercury Auto Insurance
The very reason to choose Mercury Auto insurance is the low cost making insurance that is affordable to the individuals, families and the business entities. Many of the auto insurance reviews reveal the fact that Mercury Auto Insurance has some of the lowest rates available with them.

Features of Mercury Auto Insurance
- Mercury auto insurance policies are available at competitive prices as compared to auto policies offered by other insurance companies.
- Mercury Auto Insurance is preferred by most of the commercial automobile programs. The company aims to ensure proper claim handling and underwriting.
- Mercury Auto Insurance is financially strong. The rating it received is A+, which is excellent.
- Mercury also offers the homeowner’s insurance. When both the policies are clubbed there is great saving.
- Mercury Auto Insurance also offers personal umbrella policy starting from 1 million to 5 million USD.
- Mercury Auto Insurance also offers mechanical breakdown coverage, which is the unique feature of Mercury.
- Mercury Auto Insurance deductible for the mechanical breakdown coverage is very low and it’s transferable to the interested parties. Towing service, rental car coverage, trip interruption and tire protection services are available even in the warranty period.

Products of Mercury Auto Insurance
- Personal Auto Insurance
- Homeowners insurance
- Personal Umbrella
- Mechanical Breakdown
- Commercial Auto
- Commercial Packages

Premium Payment
Though Mercury Auto Insurance offers Auto Insurance in many states the payment option is very easy and in the most centralized way. The facility to mail payment to the common address and making payment online make life easier for the policy holders. Mercury has more than 30 payment centers in the country.

Committed Customer Service
Mercury Auto Insurance offers excellent customer service to the customers with the best service possible. It has the highly trained professionals to answer the customer questions, provide guidance, and help the policy holders to make changes to their policy, provide billing assistance, and help them select the right coverage for them and their family.

Buying Mercury Auto Insurance
Mercury Auto Insurance having headquarters in CA sells the policies to many states in USA. Policy holders can buy the policy online or by calling the customer service and also through insurance agents and brokers. All the agents’ information is available in the website for the convenience of custome. Otherwise, they could call 1-800-654-8455 and extension 6804 and get more information about Mercury


US Auto Insurance Companies
Liberty Mutual Auto Insurance

| US Car Insurance agents |

Liberty Mutual Auto Insurance

Founded in 1912, Liberty Mutual is a company that is committed to meet the broad and competitively priced insurance products and services of their customers. Liberty is the 5th largest Property and Casualty Insurance Company in the US. A.M. Best has ranked it ‘A’ (Excellent) in financial strength which is a major factor to consider when it comes to selecting an insurance company. You can depend on Liberty’s financial strength that customers can depend on. Apart from offering insurance products and services Liberty has been working towards making the world safer to live and work. Their efforts consist of industry firsts, safety breakthroughs, patents and several innovative programs have resulted in the reduction in workplace injury, disability and injury of millions of people. Convenience and value addition are part of every auto insurance policy from Liberty Mutual.

Reporting a claim
You have a choice of making your claims online or through telephone for reporting a claim online for auto and other insurance policies. You can also call 1-800-225-2467 to report your claim. There is a special number for the hearing impaired customers, which uses a TTY device – 1-800-243-9801.

There are a variety of specialized services offered by Liberty Mutual to make life easier for you.

Payment Options
Liberty Mutual’s Freedom Pay Plan enables you to have your premiums deducted automatically from your checking account. This ensures that you never miss your due date for paying premiums and do not have to worry about writing checks in time and stocking stamps and envelopes. This plan makes sure that your premium is paid regularly and on time.

Emergency Roadside Assistance
Liberty Mutual provides to all auto insurance polity holders emergency roadside assistance 24/7. You will get the help you need at any time and anywhere in the US and Canada by calling 800-426-9898.

Windshield repair services
If you have a comprehensive insurance coverage with Liberty Mutual, you can avail their repair services of your car’s windshield. Through a simple process you can have it repaired at your home or workplace or any other convenient location. They have an extensive network of glass replacement facilities to make the process convenient for you and they also guarantee qualify repair. The glass company sends its bills direct to Liberty Mutual so you are freed from this hassle. Liberty Mutual also enables you to have the replacement done by your preferred replacement service provider.

Car Rental
If you have rental coverage from Liberty Mutual, you can rest assured about getting a rental car for use during the time your damaged car is fixed in the event of an accident. The replacement vehicle is made available to you through a partnership with Enterprise Rent-A-Car.

Towing & Labor Coverage
If you have purchased the Towing & Labor coverage by paying extra, Liberty Mutual will pay for these charges. Some states may not have this option. You have to sign a bill with no up front payment so that Liberty Mutual will pay the towing charge in full. You have to let your car to be towed to the nearest repair facility approved by Liberty Mutual. If you prefer a facility other than these, the company will pay the towing getting your vehicle back on the road up to the limits of your policy.

American Automobile Association (AAA) Auto Insurance

US Auto Insurance Companies
American Automobile Association Inc. (AAA) Auto Insurance

| US Car Insurance agents |

AAA Auto Insurance

AAA stands for American Automobile Association Inc. It is a federation of many affiliated automobile clubs. These non-profit independent organizations are controlled by their Board of Directors and chartered and incorporated in their states. For example, if you are a resident of Southern California, you will be a member of the Automobile Club of Southern California. AAA has also gone worldwide with affiliates like Canadian Automobile Association. These clubs own their territory of residence and offer memberships based on residence and their services and dues vary. To become a member of AAA each club agrees to provide its members and members of other AAA clubs certain standard services. The products and services of AAA are known to be exceptional. Auto insurance through AAA is both affordable and of high quality.

About AAA
AAA was established in 1902, started functioning as a group that advocated for repair and building of roads that are safe for automobiles. Being one of the oldest automobile insurance companies in the US, AAA has long been lobbying for the issues related to automobiles. The non-profit organization provides travel and financial services in addition to individually owned automobiles. Now AAA is well known for its top rated auto insurance and their handy travel guides.

How to get AAA Auto Insurance?
You can go the website of AAA and request a quote online by filling out an online form. You will get a no-obligation quote immediately. The rate will be surprisingly lower than your present coverage or any other. AAA automobile insurance may not be available in certain states.

Salient features of AAA Auto Insurance

1. Auto insurance rates are based on how you use your vehicle, how often and where they are driven, the driver’s details and their driving records. Premiums rates are calculated according to the amount of coverage you want and the deductibles you choose.

2. They offer many different plan types from liability auto insurance to full coverage auto insurance. AAA can suggest you many ways to change your present coverage and deductibles so that you can lower your premium.

3. AAA offers quite a number of driver and vehicle discounts. Using these discounts you will be able to save more by purchasing your auto insurance from AAA.

4. AAA can help you with your homeowners and life insurance policies too. AAA allows significant discount if you purchase automobile, home and life insurance from them.

5. AAA auto insurance offers Dynamic Deals on their website. The current specials keep changing and you will get generous special discounts on your purchases at Target.com. Get an Auto insurance card from AAA which entitles you for many other benefits. Membership allows you to save on a range of products from health and life insurance to prescription drugs. The section that lists various savings includes travel and rented cars.

6. AAA Auto insurance card holders can get emergency road service.

7. AAA will waive $250 of the deductible in the event of an accident involving another vehicle insured by AAA. AAA’s claim services are ranked as the highest in North America.

American International Group (AIG) Auto Insurance

US Auto Insurance Companies
American International Group, Inc. (AIG) Auto Insurance

| US Car Insurance agents |

AIG Auto Insurance

American International Group, Inc. (AIG) is a world leader in insurance and financial services. AIG has operations in more than 130 countries around the world. AIG is listed on the New York Stock Exchange and the stock exchanges of Ireland and Tokyo. The network of worldwide member companies of AIG offers their customers a wide variety of products and services. The worldwide member insurers and agents network of AIG serve individual, commercial and institutional customers. The global businesses AIG also include financial services, asset management and retirement savings. The businesses include aircraft leasing, financial products, consumer finance and trading and market making.

Different AIG Insurance Businesses
AIG companies provide a wide range of Accident & Health insurance coverage for individuals and their families. AIG Auto Insurance provides coverage to every driver and vehicle regardless of driving record or type of vehicle. The vehicles may be classic car, recreational vehicle or motorcycle or any other. AIG Life Insurance provides whole life, variable life, and universal life and term life insurance policies with vast variety of products in term and permanent life insurance. AIG group has a banking and loans business that deals with products like personal loans, home equity loans, mortgage insurance, money market accounts, certificates of deposit and many other private bank services to protect and grow the customer’s money. AIG Travel Insurance offers a gamut of global travel insurance products providing assistant and support worldwide during, before or after the trip. AIG Retirement Services offer a range of products that include fixed annuities, variable annuities and mutual funds.

Auto Insurance Products and Services
When an insured person meets with an automobile accident, Auto insurance and Motor Vehicle insurance provides the financial coverage. The claim may be due to theft, vandalism or collision involving a motor vehicle. AIG’s insurance policies include property, liability and medical coverage. Property coverage compensates for damage to or theft of a vehicle. Liability coverage provides for the policyholder’s legal responsibility to compensate for others for bodily injury or property damage. Medical coverage pays for the cost of rehabilitation, treating injuries and in a few cases loss of wages and funeral expenses if there is a loss of life. Auto and RV insurance provides coverage for cars, motorcycles, RVs, all-terrain vehicles (ATVs) and watercraft.

AIG Auto Insurance Coverage
AIG Auto Insurance generally provides coverage for most of the vehicles of daily use such as sedans, SUVs and convertibles. Their motorcycle insurance provides coverage to motorcycles and ATVs including scooters and the high performance bikes

Their comprehensive motorcycle program is tailor for covering every rider and every bike virtually at affordable cost.

Commercial automobile insurance products from AIG are insurance for school buses and charter buses, loss portfolio and insurance for lessors. Commercial vehicles that come under this coverage are small business vehicles, box trucks and pickups.

Personal Auto Insurance offered by AIG through agents and brokers who have the professional expertise to help you pick the right protection for your and your family.

Benefits of AIG Auto Insurance

1. Provides security to individuals and businesses
2. Flexible options and plans
3. Customer Focused claim service that is fair, fast and accurate.

AIG recently completed the sale of US Auto Insurance business to Zurich Financial Services for $1.9 billion which is the largest AIG business sale.

Auto Insurance from Farmers Insurance Group

US Auto Insurance Companies
Auto Insurance from Farmers Insurance Group

| US Car Insurance agents |

Auto Insurance from Farmers Insurance Group

Farmer Insurance Group’s cofounders John C Tyler and Thomas E. Leavy, founded Farmers Automobile Inter Insurance in 1927. Both of them had rural background and a strong dream for the farmers and ranchers to get better driving rates than the urbanites due to the lowered likelihood of accidents, deserving to receive the lower premiums for their insurances.
Farmers Insurance Group of Companies was a subsidiary of B.A.T. Industries until 1988. The company merged with Zurich Insurance Company in 1998. Farmers insurance is the fifth largest property and casualty insurer in the United States since 1997 and the company is headquartered in Los Angeles and operates in nearly 30 states with a distribution network of over 16,000 employees.

Products offered by Farmers
· Auto Insurance Products
· Life Insurance Products
· Motor Cycle Insurance
· Homeowners Insurance
· Business Insurance
· Recreational Insurance
· Other Financial Products

Type of Auto Insurance Coverage offered by Farmers

Liability Insurance
This coverage helps to protect you and your family against financial loss arising from legal liability associated with bodily injury or property damage of another due to an accident caused by you.

Bodily Injury
Bodily Injury coverage covers the expenses associated with other people's injuries or death for which you are legally responsible. Coverage includes medical expenses, loss of income and pain and suffering. This coverage’s are subjected to the limits and conditions of your policy. It is being made mandatory by almost all the states to carry Bodily Injury coverage.

Property Damage
Property Damage covers your liability for damaging another person’s personal property, such as an automobile, house or fence.

Collision Coverage
Collision coverage covers the damage to your vehicle resulting from a collision with another vehicle or an object. In General the coverage reimburses you the amount needed to repair or replace your damaged vehicle, minus the deductible of your option.

Comprehensive Coverage
Comprehensive coverage protects your investment in your vehicle by covering the losses to the car resulting from fire, theft, falling objects, riots, storms, earthquakes, floods, collision with a bird or animal and other natural occurrences. Comprehensive coverage generally includes a deductible of your option.

Customized Equipment Coverage
Under the Comprehensive and Collision portion of your car insurance policy, optional equipment (a CD player or navigation system) is automatically covered if it is permanently installed in the opening of the dash where the manufacturer would normally install such equipment.

Medical Payments
This coverage pays medical bills and funeral expenses the parties injured in an accident while riding in your vehicle. Coverage extends to you or a family member when riding as a passenger in someone else's vehicle or when struck by a vehicle when on foot.

Fault or No-Fault
In a no-faultstate, your own insurance company indemnifies you for any loss or injuries to you, no matter who causes the accident. In general, no-fault can limit your right to sue to recover damages. Personal Injury Protection (PIP) is generally required in no-fault states.

Uninsured/Underinsured Motorist Coverage
Uninsured Motorist coverage covers the insured members of your household and your passengers in an accident with a motorist who has no insurance or is underinsured. It also provides the coverage, if you're hit by a hit-and-run driver. Coverage includes payment of medical costs, lost wages and pain and suffering.

Various Modes of buying Farmers Auto Insurance

Through the Agents
You can find a Farmers Agent by calling 1-800- FARMERS

Online Buying
Using the company’s online portal you can buy the policy of your choice.

Mail Services
Even in the normal way of regular buying the policy by writing to farmers at 4680 Wilshire Blvd, Los Angeles CA 90010.